UTMA & UGMA Accounts: How They Work, How to Set One Up

Tiffany Lam-Balfour is a former investing writer and spokesperson at NerdWallet. Previously, she was a senior financial advisor and sales manager at Merrill Lynch. Her work has been featured in MSN, MarketWatch, Entrepreneur, Nasdaq and Yahoo Finance. Tiffany earned a finance and management degree from The Wharton School of the University of Pennsylvania.

Assigning Editor

Pamela de la Fuente
Assigning Editor | Consumer Credit, Taxes, Retirement, Underrepresented communities, Debt

Pamela de la Fuente leads NerdWallet's consumer credit and debt team. Previously, she led taxes and retirement coverage at NerdWallet. She has been a writer and editor for more than 20 years.

Pamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star.

She is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all.

She is a graduate of the Maynard Institute's Maynard 200 program, and was a presenter at the National Association of Black Journalists convention in 2023. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She is also a founding co-chair of NerdWallet's Nerds of Color employee resource group.

Pamela is a firm believer in financial education and closing the generational wealth gap . She got into journalism to tell the kind of stories that change the world, in big and small ways. In her work at NerdWallet, she aims to do just that.